Capitola Homes with HOA

Welcome to Capitola, California, a picturesque coastal gem nestled in Santa Cruz County. Known for its stunning beaches, vibrant culture, and charming seaside village atmosphere, Capitola offers a unique blend of relaxation and recreation. With its colorful beachfront cottages and quaint shops, this idyllic town is a perfect escape for those seeking a serene lifestyle by the ocean.

Capitola is not just about its beautiful shoreline; it boasts a rich history and a tight-knit community that welcomes newcomers with open arms. Stroll along the iconic Capitola Wharf, indulge in delicious local cuisine at waterfront restaurants, or explore the many art galleries that showcase the talent of local artisans. Whether you're enjoying a sunny day at Capitola Beach or participating in one of the town's lively festivals, there's always something to do in this charming locale.

For those considering a move to Capitola, you'll find a variety of homes that cater to different lifestyles. Many properties are part of Homeowners Associations (HOAs), which not only help maintain the beauty and integrity of the community but also provide added amenities and services. From well-kept landscaping to community pools and recreational facilities, living in an HOA can enhance your living experience in this coastal paradise.

Capitola is a place where the ocean breeze meets the warmth of community, making it an ideal destination for families, retirees, and anyone looking to enjoy the beauty of California living. Come discover your dream home in this enchanting seaside town!

Newest Capitola Homes with HOA

$899,900

2 Beds ⋅ 3 Baths ⋅ 1,311 SqFt. ⋅ 226098419 MLS

Experience the best of Capitola living in this light-filled 2-bedroom, 3-bath townhouse offering 1,311 square feet of thoughtfully designed living space and exceptional outdoor living. Nestled among mature trees, this unique home feels like a private treehouse retreat while being just moments from Capitola's most beloved destinations. The airy main living area is filled with natural light from soaring glass ceiling features and skylights, creating a bright and inviting atmosphere. Warm wood flooring, a cozy fireplace, and tasteful finishes throughout make the home both elegant and comfortable. The kitchen features granite countertops, stainless steel appliances, and a custom pantry/storage cabinet for added functionality. Each spacious bedroom offers its own private outdoor space, providing a peaceful escape and seamless indoor-outdoor living. The primary suite includes a custom closet organizer and an attached bath with granite counters. Multiple outdoor areas include a balcony off the living room, a private patio, and a spiral staircase leading to a spectacular rooftop deck, perfect for relaxing, entertaining, or enjoying the surrounding treetop views. Additional highlights include fresh interior paint, indoor laundry, granite countertops in the kitchen and baths, abundant natural light, and a 2-car garage. Ideally located, this home offers an easy walk to the Capitola Library, the iconic Shadowbrook Restaurant, Capitola Village, and Capitola Beach. Enjoy the perfect combination of privacy, convenience, and coastal lifestyle in one of Santa Cruz County's most sought-after communities. A rare opportunity to own a distinctive Capitola townhouse that combines character, comfort, and versatile outdoor spaces in a truly special setting.

2110 Wharf Road, Capitola

Listing courtesy of Stephens & Borrelli, Inc..

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .