Somerset Homes under $500,000

Welcome to Somerset, California – a hidden gem nestled in the breathtaking El Dorado County. Known for its stunning natural beauty, Somerset offers a perfect blend of rustic charm and modern convenience, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle amidst nature.

This picturesque community is surrounded by majestic oak trees and rolling hills, providing residents with ample opportunities for outdoor activities such as hiking, biking, and exploring the nearby Sierra Nevada foothills. With its close-knit community vibe, Somerset fosters a sense of belonging that is often hard to find in larger cities.

For those looking to settle down in this serene locale, Somerset boasts an impressive selection of homes priced under $500,000. Whether you’re a first-time buyer or looking to downsize, there are various options available that cater to different tastes and lifestyles. From charming country cottages to spacious family homes, the real estate market in Somerset is diverse and affordable, allowing you to find the perfect sanctuary without breaking the bank.

In addition to its beautiful homes, Somerset is conveniently located near essential amenities, including grocery stores, schools, and healthcare facilities, ensuring that you have everything you need within reach. With a strong sense of community and a wealth of outdoor activities, Somerset truly embodies the essence of California living.

Explore the possibilities of calling Somerset home and discover the tranquil lifestyle that awaits you in this enchanting corner of El Dorado County!

Newest Somerset Homes under $500,000

$275,000

3 Beds ⋅ 2 Baths ⋅ 1,068 SqFt. ⋅ 226124379 MLS

Welcome to this beautifully remodeled home located in the charming community of Fair Play, CA. Just minutes from award-winning wineries, scenic drives, and all the beauty the Sierra Foothills have to offer. Sitting on just over half an acre, this property has been thoughtfully updated from top to bottom. Enjoy peace of mind with a brand-new roof, new exterior siding, fresh paint inside and out, new HVAC unit, and updated flooring throughout. The fully renovated kitchen features brand-new cabinets and a clean, modern style perfect for both everyday living and entertaining. Tucked across the street from a popular local restaurant and tasting room, the location makes it an excellent candidate for short-term rental income or a full-time residence. With a seasonal creek running nearby and a large, open front yard, the property feels peaceful and private while still being incredibly accessible. Additional features include a storage shed, shared well (no water bill!), and a spacious lot perfect for gardening, outdoor seating areas, or even expansion. Whether you're dreaming of a wine country getaway, an investment property, or a cozy primary home, this move-in-ready retreat offers it all! Owner may carry a portion of the note. Motivated seller! Bring an Offer!

2018 Whistler Way, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

1,200 SqFt. ⋅ 226097267 MLS

POTENTIAL INCOME PRODUCER WITH some infrastructure investment to finish build out on 2 of the 3 units for multiple tenants and/or multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226097266 MLS

Multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$298,000

3 Beds ⋅ 2 Baths ⋅ 1,742 SqFt. ⋅ 226096640 MLS

SetSet in the heart of the celebrated Fair Play winery district and surrounded by the scenic beauty of El Dorado County wine country, this charming 3 bedroom, 1.5 bath log cabin offers the ultimate Sierra Foothills retreat. Located in the peaceful community of Somerset near the Cosumnes River, the home was built in 1991 and lovingly owned by the original family as their private cabin getaway, designed for relaxation, entertaining, and unforgettable weekends with friends and family. Inside, warm wood interiors, large woodstove, and authentic log construction create a cozy lodge style atmosphere, while the country kitchen with solid wood cabinetry and propane appliances opens seamlessly into the inviting dining, gather space. Step outside to enjoy the covered porch and rear deck, the perfect setting for morning coffee or evenings spent unwinding with local Fair Play wines beneath the trees. Just minutes from award winning wineries, tasting rooms, vineyard events, and scenic foothill adventures, this property is ideal as a full time residence, weekend escape, or vacation rental opportunity. Serviced by EID water, septic, and leased propane, this private foothills retreat offers a rare opportunity to experience the relaxed lifestyle and natural beauty that make Fair Play wine country so desirable. Go see it for yourself.

6187 Outingdale Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$449,000

3 Beds ⋅ 2 Baths ⋅ 1,602 SqFt. ⋅ 226096244 MLS

Nestled in the soaring pines, madrones & oaks is a well cared for, move-in ready 1,602 sf single level ranch styled home on 14.04 private acres. The house features a spacious great room with kitchen, dining & living room opening to a huge covered rear deck on which to enjoy the gorgeous natural setting year round...can you imagine your jacuzzi on this back deck for your personal retreat space? There is an attached 2 car garage with workshop area, a shed, and a large RV barn with additional storage for your toys and tools or make it feed storage for your critters. So many possiblities on this property PLUS SOLAR you can own...pay off is about 35k.

5220 Cosumnes Mine Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$445,000

3 Beds ⋅ 2 Baths ⋅ 2,050 SqFt. ⋅ 226095960 MLS

If you've been searching for privacy and room to roam, this nearly 16-acre property is full of opportunity. Tucked away in a peaceful setting, this home offers endless potential for the buyer with vision. Bring your tool belt and creative ideas to transform this property into the weekend retreat or full-time residence you've always wanted. There's plenty of space for horses, livestock, and all your outdoor hobbies, plus a workshop for projects, storage, or equipment. Whether you're dreaming of a country escape, hobby farm, or private homestead, this property is ready for its next chapter.

2285 Cedarville Road, Somerset

Listing courtesy of Davenport Properties.

$339,900

2 Beds ⋅ 2 Baths ⋅ 1,080 SqFt. ⋅ 226087715 MLS

Charming fixer on 25.94 acres! Located near the North Fork of the Cosumnes River and just a short drive to town, this 2-bedroom, 2-bath cottage-style home offers 1,080 square feet of living space on a beautiful parcel featuring a mix of open space and mature trees. Built in 1948, the single-story home is ready for renovation and offers a great opportunity for a buyer looking to create something of their own. For qualified buyers, an FHA 203(k) renovation loan may provide an option to finance both the purchase and eligible improvements into one loan, making this property especially worth exploring for those looking to renovate. The property has recently been graded, including an area that may be suitable for a future build. Whether you renovate the existing home, use it as a guest house, or explore other possibilities, the acreage offers plenty of flexibility. There is ample space for RVs, boats, equipment, animals, gardening, or simply enjoying the privacy and peaceful country setting. One of the property's most unique features is private access to the Cosumnes River, including your own swimming hole. Potential for additional improvements or ADUs may exist; buyers should verify all land use, zoning, financing and development opportunities with the appropriate professionals and agencies. If you've been looking for acreage with an existing home, usable land, river access and room to bring your own vision to life, this is an opportunity worth exploring.

6600 Happy Valley Road, Somerset

Listing courtesy of California Realty Partners.

$415,000

2 Beds ⋅ 1 Baths ⋅ 1,770 SqFt. ⋅ 226067371 MLS

Welcome to 8600 Lodestone Road in Somerseta rare opportunity to own a peaceful country property offering privacy, acreage, and endless potential. Situated on 40 private acres, this unique 2-bedroom, 1-bath log home offers approximately 1,770 square feet and is ready for someone with vision, creativity, and a toolbox to restore or reimagine it. Built in 1981, the home features a wood-burning fireplace, exposed log accents, and a true cabin-in-the-woods feel. Surrounded by mature trees, fruit trees, and a seasonal stream, the land offers a beautiful rural setting with room to create a weekend retreat, garden, hobby farm, livestock property, or peaceful full-time residence. An additional adjacent 23.42-acre parcel, APN 095-011-045-000, is included, bringing the total offering to approximately 63.42 acres. Located near local wineries, hiking trails, and outdoor recreation, this property offers the privacy and freedom of Somerset country living. There may also be potential to split the parcel; buyers are advised to verify all possibilities with the appropriate county agencies. Bring your vision and make this special foothill property your own.

8600 Lodestone Road, Somerset

Listing courtesy of RE/MAX Gold.

$299,000

2 Beds ⋅ 1 Baths ⋅ 1,008 SqFt. ⋅ 226050506 MLS

Welcome to Somerset..set on just under 2 acres, this beautifully renovated A-frame in Wine Country perfectly blends modern upgrades with serene country living. This move-in-ready home has been thoughtfully transformed from top to bottom, showcasing fresh finishes, stylish interiors, and a clean, contemporary feel throughout. Enjoy a bright, open layout, an upgraded kitchen and bathrooms, and quality craftsmanship in every detail. Surrounded by the natural beauty of El Dorado County, the property offers the ideal balance of privacy and convenienceperfect for those looking to escape the hustle while still staying within reach of nearby amenities. Whether you're seeking a full-time residence or a peaceful retreat, this turnkey home is ready to welcome you. Outside, relax on the expansive deck overlooking peaceful pond views, gather around the BBQ with friends and family, or enjoy the freedom to garden, raise chickens, and embrace a more self-sufficient lifestyle. With ample parking, fenced privacy, and plenty of room to roam, this charming property blends seclusion with everyday convenience. Whether you're looking for a second home, vacation rental, or full-time escape, this property delivers privacy, tranquility, and the space to live life on your terms.

6141 Sweeney Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,176 SqFt. ⋅ 226051230 MLS

7131 Mount Aukum Rd, Somerset

Listing courtesy of Century 21 Select Real Estate.

$334,900

3 Beds ⋅ 2 Baths ⋅ 1,144 SqFt. ⋅ 226014762 MLS

Set on 5+ acres, this updated home offers a spacious front deck perfect for outdoor living. The kitchen features granite counters and stainless steel appliances, while a cozy wood-burning stove warms the living room. Fresh interior and exterior paint enhance the move-in-ready appeal. An extra-tall, attached two-car garage includes a workshop and ample storage. Just minutes from a popular swimming hole along the Middle Fork Cosumnes River. Well and septic were repaired in 2025.

1020 Mount Aukum Court, Somerset

Listing courtesy of Jackson Realty, Inc..

$280,000

3 Beds ⋅ 2 Baths ⋅ 920 SqFt. ⋅ 226000008 MLS

This is an amazing opportunity to own 5+ acres of private land in Somerset. The property is conveniently located near several wineries, making it a perfect place for wine lovers. You can build your dream home on this land, or you can choose to live in the manufactured home that's already on the property. As you sit on your front porch, you'll be able to hear the sound of a stream with its many small waterfalls. The home features three bedrooms and two full bathrooms, with a vaulted ceiling in the living room where you can cozy up to a wood-burning stove. The master bathroom has a walk-in closet and an oversized bath, providing ample space for relaxation. This property is a great opportunity for those looking for a peaceful and private retreat, surrounded by nature's beauty. An excellent opportunity to own 5+ acres of private land in Somerset. It is conveniently located near several wineries. On this property, you can build your dream home or live in the manufactured home currently on the property. As you sit on your front porch, listen to the sound of the stream. Three bedrooms and two full bathrooms are included in this home, as well as a vaulted ceiling in the living room with a wood burning stove. A walk-in closet and an oversized bath are included in the master bathroom.

7277 Red Ant Rd, Somerset

Listing courtesy of Realty ONE Group Complete.

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .